Banks
42 companies · ₹54.5 L cr · 16 with AI deep dives
5y revenue CAGR
median 11.9%(p25 10.19% · p75 16.28%)
Debt / equity
median 0.82x(p25 0.55x · p75 1.23x)
AI sector brief
from the bucket's latest earnings calls · as of 2026-03-31tailwindSector-wide credit acceleration, RAM-led, across all 16 names16 managements
Every covered bank reported double-digit YoY advance growth in FY26. Growth ranged from ~12% (HDFCBANK, below system) to 26% (CUB, highest in 13 years), with PSU names — SBI at…
- SBIN (Q4FY26): “The credit growth has been robust and was up 16.87% year-on-year as on March 26, which…”
tailwind14 managements🔒headwind8 managements🔒headwind5 managements🔒mixed6 managements🔒mixed5 managements🔒tailwind8 managements🔒headwind5 managements🔒
7 more themes from this quarter's earnings calls are locked. A free account opens the full brief: every theme with verbatim management quotes, the demand picture, companies running against the tide, and the regulatory & disruption watch. Sign up free →
| Company | Mcap | AI verdict | Signals | Stated KPIs (latest call) |
|---|---|---|---|---|
| HDFC Bank Ltd | ₹11.9 L cr | 🔒 unlock to view | bank capital strongbank cost discipline strong | |
| ICICI Bank Ltd | ₹9.6 L cr | 🔒 unlock to view | bank capital strongbank cost discipline strong | |
| State Bank of India | ₹9.4 L cr | 🔒 unlock to view | ||
| Axis Bank Ltd | ₹4.2 L cr | 🔒 unlock to view | bank capital strong | |
| Kotak Mahindra Bank Ltd | ₹4.0 L cr | - | bank capital strong | |
| Bank of Baroda | ₹1.4 L cr | - | ||
| Union Bank of India | ₹1.3 L cr | - | ||
| Punjab National Bank | ₹1.2 L cr | - | ||
| Canara Bank | ₹1.2 L cr | - | ||
| Indian Bank | ₹1.1 L cr | - | ||
| IDBI Bank Ltd | ₹80,944 cr | - | bank capital strongbank nim compressing | |
| Federal Bank Ltd | ₹77,625 cr | 🔒 unlock to view | bank capital strong | |
| AU Small Finance Bank Ltd | ₹76,159 cr | Fair-valued franchise with improving returns; universal bank license the visible re-rating lever | bank capital strongbank cost discipline weakbank nim strong | |
| Yes Bank Ltd | ₹72,205 cr | 🔒 unlock to view | bank capital strongbank cost discipline weak | |
| IndusInd Bank Ltd | ₹71,405 cr | 🔒 unlock to view | bank capital strongbank cost discipline weak | |
| Bank of Maharashtra | ₹67,101 cr | 🔒 unlock to view | bank cost discipline strong | |
| Bank of India | ₹66,332 cr | 🔒 unlock to view | ||
| IDFC First Bank Ltd | ₹66,233 cr | 🔒 unlock to view | bank capital strongbank cost discipline weakbank nim strong | |
| Indian Overseas Bank | ₹64,124 cr | 🔒 unlock to view | ||
| Bandhan Bank Ltd | ₹33,183 cr | 🔒 unlock to view | bank capital strongbank cost discipline weakbank nim strongbank nim compressing | |
| UCO Bank | ₹32,603 cr | - | ||
| Central Bank of India | ₹28,059 cr | 🔒 unlock to view | bank cost discipline weak | |
| Karur Vysya Bank Ltd | ₹27,912 cr | - | bank capital strong | |
| RBL Bank Ltd | ₹22,679 cr | - | bank capital strongbank cost discipline weakbank nim compressing | |
| Jammu and Kashmir Bank Ltd | ₹17,344 cr | - | bank capital strongbank cost discipline weak | |
| Punjab & Sind Bank | ₹17,065 cr | - | bank cost discipline weak | |
| City Union Bank Ltd | ₹14,984 cr | 🔒 unlock to view | bank capital strong | |
| Tamilnad Mercantile Bank Ltd | ₹12,208 cr | - | net cashbank capital strong | |
| South Indian Bank Ltd | ₹12,198 cr | - | bank cost discipline weak | |
| Ujjivan Small Finance Bank Ltd | ₹10,629 cr | - | bank capital strongbank cost discipline weakbank nim strongbank nim compressing | |
| Karnataka Bank Ltd | ₹10,438 cr | - | bank capital strongbank cost discipline weak | |
| Equitas Small Finance Bank Ltd | ₹8,648 cr | 🔒 unlock to view | bank capital strongbank cost discipline weakbank nim strongbank nim compressing | |
| CSB Bank Ltd | ₹6,319 cr | - | bank capital strongbank cost discipline weakbank nim compressing | |
| DCB Bank Ltd | ₹5,785 cr | - | bank cost discipline weak | |
| Jana Small Finance Bank Ltd | ₹5,024 cr | - | bank capital strongbank cost discipline weakbank nim strongbank nim compressing | |
| Utkarsh Small Finance Bank Ltd | ₹2,322 cr | - | bank cost discipline weakbank nim strongbank nim compressing | |
| Suryoday Small Finance Bank Ltd | ₹1,807 cr | - | bank capital strongbank cost discipline weakbank nim strongbank nim compressing | |
| ESAF Small Finance Bank Ltd | ₹1,463 cr | - | bank cost discipline weakbank nim strong | |
| Capital Small Finance Bank Ltd | ₹1,285 cr | - | bank capital strongbank cost discipline weak | |
| Dhanlaxmi Bank Ltd | ₹1,279 cr | - | bank cost discipline weak | |
| Fino Payments Bank Ltd | ₹1,129 cr | - | latent operating leveragebank capital strongbank cost discipline weak | |
| Gujarat State Financial Corporation | ₹96 cr | - |