Jammu & Kashmir Bank Ltd. engages in the provision of banking and financial services. The company is headquartered in Srinagar, Jammu And Kashmir and currently employs 12,786 full-time employees. Its segments include Retail, Corporate and Treasury. The Bank offers a range of products and services, such as loans, personal accounts, term deposits, insurance, cards, business accounts, agriculture loans and others. The Bank offers a range of retail credit products, including home finance, personal loans, education loans, agriculture lending, trade credit and consumer credit and a number of financial products tailored to the needs of various customer segments. The company provides loans, such as housing loan, consumer loan, JK bank personal, consumption loan scheme, laptop/ pc finance, festival advance scheme, education loan scheme and others. The company operates through over 955 branches, which include approximately 174 metro branches, over 110 urban branches, 162 semi-urban branches and 544 rural branches, which are spread over 18 states and four union territories.
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