India Finsec Ltd

BSE: 535667

₹ 249-0.40%refreshed 23 Oct, 03:30 pm ISTMarket cap: ₹ 727 crWebsite: www.indiafinsec.comUpdated: 24 Oct 2026

About

India Finsec Ltd was an RBI-registered NBFC. With effect from July 17, 2025, it operates as an unregistered Core Investment Company focused on investments in its subsidiaries and group companies, including IFL Finance Limited. It reported revenue of Rs 84.61 Cr and PAT of Rs 21.67 Cr for FY26.^[1][2]

Business segments

In FY26 the company reported a single segment, investment and lending operations, as an investment-oriented entity after its move to unregistered Core Investment Company status.^[1]
In FY25 the company reported a single finance and lending segment.^[3]

Regulatory status change

The company surrendered its NBFC-ICC Certificate of Registration on April 15, 2025. RBI approved the surrender with effect from July 17, 2025.^[1]
The registration was surrendered so that subsidiary IFL Finance Limited could convert from a housing finance company (HFC) to an NBFC-ICC.^[1][3]

Operations

The company had 3 employees as at March 31, 2026.^[1]
As of FY26, the current ratio was 19.12 times, up from 14.97 times in FY25.^[1]
Working capital turnover fell to 0.03 times in FY26 from 0.26 times in FY25 because revenue from operations decreased.^[1]
FY25 disclosure: variable rate borrowings were Rs 18,77,962 thousand. A 50 bps change in interest rates would affect profit by Rs 2,42,820 thousand.^[3]

Strategy

From FY26, the company states it will focus on an investment-oriented business model and strategic investments in subsidiaries and group companies.^[1]
The company's stated FY25 priorities were digital capabilities, customer engagement, internal risk controls and talent development.^[3]

Key risks

The FY26 annual report lists these risks: investment, market, liquidity, concentration, regulatory and compliance (including possibly having to register as a CIC), operational, and technology and cybersecurity.^[1]

Market Cap

₹727 Cr

High / Low

₹285 / 140

Stock P/E

39.5

Price / Book

5.7

Book Value

₹44

EPS

₹5.3

No. of Shares

2.92 Cr

ROE

12.7%

Debt / Equity

1.91

Sales

₹85 Cr

Net Profit

₹22 Cr

Promoter holding

56.0%

Loading chart…

Signal history

AI Deep Dive

The analysis Screener can't give you

No earnings calls are on record for this company, so our models read its annual report and financials end-to-end - then value the business and flag the risks. Unlock all of it for this company:

Verdict
The headline call - descriptive label, conviction, and the synthesis behind it.
Valuation
P&L bridge from reported history - worst / average / best multiple cases.
Red flags
Forensic and governance risk pointers, severity-ranked.
Balance sheet
Solvency and earnings-quality score.

₹49 unlocks this company for 90 days, ₹299 for a full year - bundles bring it lower. Built on public disclosures - educational, not investment advice.

AI Deep Dive

Verdict

Locked

The headline call - descriptive label, conviction, and the synthesis behind it.

Company data

Financials