Software Products industry

58 companies · ₹1.4 L cr · 9 with AI deep dives · Q1FY27 report

Revenue re-accelerates broadly but margin gains are concentrated - breadth at 42% exposes a split recovery

Turning upmargin troughed at 27.4% and has risen for 3 quarters to 41.0%, on positive revenue growth
Revenue YoY
+41.3%
EBITDA margin
41.0%
+1110bps YoY
Price, 1 year
-20.6%
33% of names up
P/E vs own 5y
+7.7%
33.1x now

Exhibit 1The quarter in numbers

constant panel of 11 companies above ₹500 cr
aggregate revenue (₹ cr)EBITDA margin (right axis)
Revenue
Jun 26
5,449 cr
Mar 26
4,355 cr
QoQ
+25.1%
Jun 25
3,855 cr
YoY
+41.3%
Peak
5,449 cr
vs peak
0.0%
EBITDA margin
Jun 26
41.0%
Mar 26
32.8%
QoQ
+820bps
Jun 25
29.9%
YoY
+1110bps
Peak
41.0%
vs peak
0bps

Breadth: 83% of 12 companies grew revenue year on year (was 83% a quarter earlier) and 42% expanded margin (was 42%).

Exhibit 2What it costs

19.39x - 48.72x across the panel today

The median name trades at 33.1x, +7.7% against this industry's own 5-year median of 30.7x, and -38.4% against its own peak of 53.7x.

Exhibit 3Structure

₹1.4 L cr

Oracle Financial Services Software Ltd is 75.5% of this industry by market cap. The top 5 are 89.3% and the top 10 are 95.9%.

large 1small 8micro 4813 above ₹500 cr

Exhibit 4Screen

P/E below the sub-industry median of 33.06x, 5y ROCE above its median of 5.52%, and at least 2 growth triggers stated on the latest earnings call.

Which names clear this screen is premium

The screen runs on stated growth triggers from the latest earnings calls - the same guidance data the stock screener reserves for premium. Premium names every company in this industry that is cheap against its own median and has the triggers behind it.

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Exhibit 5Coverage (25 of 58)

Every company here with a deep dive, topped up by market cap. The rest of the industry is in the appendix.

Mcap
₹1.0 L cr
P/E
29.8x
EV/EBITDA
-
ROCE
43.2%
Margin
51.9%
Rev YoY
+68.7%
Mcap
₹6,681 cr
P/E
12.5x
EV/EBITDA
-
ROCE
26.5%
Margin
17.1%
Rev YoY
+17.8%
Mcap
₹5,085 cr
P/E
37.2x
EV/EBITDA
-
ROCE
21.4%
Margin
42.5%
Rev YoY
+14.9%
Mcap
₹3,679 cr
P/E
69.7x
EV/EBITDA
28.3x
ROCE
5.4%
Margin
17.6%
Rev YoY
-
Mcap
₹2,135 cr
P/E
62.0x
EV/EBITDA
45.5x
ROCE
40.0%
Margin
21.4%
Rev YoY
+1205.6%
Mcap
₹1,838 cr
P/E
17.4x
EV/EBITDA
-
ROCE
13.5%
Margin
16.2%
Rev YoY
-3.4%
Mcap
₹1,179 cr
P/E
37.3x
EV/EBITDA
-
ROCE
9.2%
Margin
17.0%
Rev YoY
+19.7%
Mcap
₹934 cr
P/E
44.8x
EV/EBITDA
-
ROCE
14.1%
Margin
17.2%
Rev YoY
+14.3%
Mcap
₹504 cr
P/E
4.1x
EV/EBITDA
25.5x
ROCE
7.8%
Margin
14.3%
Rev YoY
+9.7%
Mcap
₹2,991 cr
P/E
-
EV/EBITDA
403.6x
ROCE
9.7%
Margin
2.8%
Rev YoY
+30.0%
Mcap
₹2,226 cr
P/E
55.2x
EV/EBITDA
-
ROCE
10.5%
Margin
20.4%
Rev YoY
+7.1%
Mcap
₹1,715 cr
P/E
20.2x
EV/EBITDA
15.7x
ROCE
10.2%
Margin
15.1%
Rev YoY
+42.0%
Mcap
₹797 cr
P/E
-
EV/EBITDA
-
ROCE
-4.7%
Margin
-2.3%
Rev YoY
-21.4%
Mcap
₹374 cr
P/E
89.7x
EV/EBITDA
44.6x
ROCE
5.5%
Margin
14.5%
Rev YoY
+7.8%
Mcap
₹356 cr
P/E
42.1x
EV/EBITDA
-
ROCE
7.4%
Margin
21.5%
Rev YoY
+4.2%
Mcap
₹355 cr
P/E
8.5x
EV/EBITDA
4.7x
ROCE
26.2%
Margin
46.6%
Rev YoY
-
Mcap
₹238 cr
P/E
-
EV/EBITDA
11.3x
ROCE
-0.2%
Margin
19.8%
Rev YoY
+40.4%
Mcap
₹218 cr
P/E
5.8x
EV/EBITDA
6.4x
ROCE
22.8%
Margin
33.5%
Rev YoY
-
Mcap
₹183 cr
P/E
7.7x
EV/EBITDA
14.6x
ROCE
18.1%
Margin
7.8%
Rev YoY
+268.6%
Mcap
₹182 cr
P/E
12.6x
EV/EBITDA
26.0x
ROCE
2.5%
Margin
7.7%
Rev YoY
+62.1%
Mcap
₹172 cr
P/E
28.8x
EV/EBITDA
14.7x
ROCE
17.6%
Margin
17.2%
Rev YoY
+10.8%
Mcap
₹161 cr
P/E
-
EV/EBITDA
4.6x
ROCE
1.4%
Margin
23.1%
Rev YoY
-12.1%
Mcap
₹112 cr
P/E
-
EV/EBITDA
-
ROCE
-9.1%
Margin
-149.4%
Rev YoY
+21.5%
Mcap
₹108 cr
P/E
49.6x
EV/EBITDA
61.4x
ROCE
-16.8%
Margin
-7.8%
Rev YoY
-
Mcap
₹108 cr
P/E
17.1x
EV/EBITDA
12.2x
ROCE
24.9%
Margin
47.1%
Rev YoY
-

Exhibit 6What managements said

from this industry's latest earnings calls · as of 2026-06-30
tailwindAI embedded into core products is now a product-differentiation requirement, not a roadmap item5 managements

Five independent managements described shipping AI capabilities within core products: OFSS (AI-first architecture enabling AI agents across banking processes), Nucleus (FinnOne…

  • OFSS (Q1FY27): “We have evolved to an AI-first, AI-ready architecture, which is the foundation. And it…
5 more themes from this quarter's earnings calls are locked. A free account opens 3 full reports a quarter: every theme with verbatim management quotes, the demand picture, companies running against the tide, and the regulatory & disruption watch. Sign up free →

Exhibit 7Outlook

The outlook and what resolves next quarter

Where these managements said things are heading, and the dated, checkable events that would change it. Free with an account - 3 full reports a quarter.

Create a free account

AppendixThe other 33 companies

1-30
sort: mcap · composite · name
Mcap
₹105 cr
P/E
-
EV/EBITDA
-40.1x
ROCE
1.6%
Margin
-174.2%
Rev YoY
-17.1%
Mcap
₹78 cr
P/E
99.9x
EV/EBITDA
-
ROCE
3.5%
Margin
54.2%
Rev YoY
+41.9%
Mcap
₹67 cr
P/E
18.0x
EV/EBITDA
-
ROCE
9.0%
Margin
22.3%
Rev YoY
-4.5%
Mcap
₹66 cr
P/E
9.2x
EV/EBITDA
4.6x
ROCE
10.1%
Margin
30.4%
Rev YoY
+48.2%
Mcap
₹46 cr
P/E
53.2x
EV/EBITDA
-
ROCE
1.7%
Margin
60.7%
Rev YoY
+6700.0%
Mcap
₹39 cr
P/E
12.3x
EV/EBITDA
-
ROCE
16.2%
Margin
12.4%
Rev YoY
+14.2%
Mcap
₹37 cr
P/E
-
EV/EBITDA
-
ROCE
-6.9%
Margin
-181.9%
Rev YoY
-
Mcap
₹33 cr
P/E
-
EV/EBITDA
-
ROCE
-5.5%
Margin
-161.5%
Rev YoY
-83.3%
Mcap
₹32 cr
P/E
3.6x
EV/EBITDA
42.3x
ROCE
2.3%
Margin
52.1%
Rev YoY
-
Mcap
₹29 cr
P/E
18.4x
EV/EBITDA
9.5x
ROCE
16.2%
Margin
14.7%
Rev YoY
-
Mcap
₹18 cr
P/E
7.7x
EV/EBITDA
8.2x
ROCE
10.2%
Margin
9.0%
Rev YoY
+8.6%
Mcap
₹18 cr
P/E
157.9x
EV/EBITDA
-
ROCE
2.4%
Margin
13.4%
Rev YoY
+49.3%
Mcap
₹16 cr
P/E
-
EV/EBITDA
-
ROCE
-27.8%
Margin
-23.2%
Rev YoY
-
Mcap
₹16 cr
P/E
21.3x
EV/EBITDA
44.6x
ROCE
2.2%
Margin
24.3%
Rev YoY
+228.6%
Mcap
₹14 cr
P/E
6.7x
EV/EBITDA
-
ROCE
1.1%
Margin
1.9%
Rev YoY
+2564.6%
Mcap
₹14 cr
P/E
35.6x
EV/EBITDA
-
ROCE
3.8%
Margin
8.8%
Rev YoY
+486.7%
Mcap
₹13 cr
P/E
113.5x
EV/EBITDA
141.3x
ROCE
0.7%
Margin
6.3%
Rev YoY
+95.0%
Mcap
₹12 cr
P/E
26.3x
EV/EBITDA
16.1x
ROCE
11.1%
Margin
44.7%
Rev YoY
0.0%
Mcap
₹10 cr
P/E
-
EV/EBITDA
25.4x
ROCE
0.4%
Margin
-4.0%
Rev YoY
+566.7%
Mcap
₹10 cr
P/E
-
EV/EBITDA
55.5x
ROCE
0.1%
Margin
6.6%
Rev YoY
-13.8%
Mcap
₹8 cr
P/E
-
EV/EBITDA
-176.5x
ROCE
-6.5%
Margin
-45.3%
Rev YoY
-100.0%
Mcap
₹6 cr
P/E
4.0x
EV/EBITDA
9.8x
ROCE
11.8%
Margin
4.1%
Rev YoY
+68.7%
Mcap
₹6 cr
P/E
-
EV/EBITDA
-
ROCE
-0.5%
Margin
-68.9%
Rev YoY
-100.0%
Mcap
₹4 cr
P/E
29.1x
EV/EBITDA
-
ROCE
2.0%
Margin
-0.1%
Rev YoY
+73.5%
Mcap
₹4 cr
P/E
-
EV/EBITDA
-
ROCE
-19.3%
Margin
-12.1%
Rev YoY
-
Mcap
₹4 cr
P/E
-
EV/EBITDA
-
ROCE
-14.5%
Margin
-4.5%
Rev YoY
-
Mcap
₹3 cr
P/E
-
EV/EBITDA
-74.4x
ROCE
-1.3%
Margin
-98.0%
Rev YoY
-100.0%
Mcap
₹3 cr
P/E
-
EV/EBITDA
-47.1x
ROCE
7.1%
Margin
-23.3%
Rev YoY
-100.0%
Mcap
₹3 cr
P/E
-
EV/EBITDA
-5.8x
ROCE
120.0%
Margin
-4.5%
Rev YoY
-
Mcap
₹2 cr
P/E
-
EV/EBITDA
-35.6x
ROCE
-14.8%
Margin
-212.5%
Rev YoY
-

3 more companies

This industry has 33 constituents beyond the covered names. The first page is free; premium opens the rest.

See plans