Investment Company industry

74 companies · ₹4.3 L cr · 6 with AI deep dives · Q1FY27 report

NBFC lending books surge while general insurance underwriting deteriorates, splitting holdco earnings quality

Mid cyclemargin range-bound near 0.0%
Revenue YoY
+30.6%
EBITDA margin
0.0%
0bps YoY
Price, 1 year
-9.6%
37% of names up
P/E vs own 5y
+23.3%
22.3x now

Exhibit 1The quarter in numbers

constant panel of 28 companies above ₹500 cr
aggregate revenue (₹ cr)EBITDA margin (right axis)
Revenue
Jun 26
46,111 cr
Mar 26
43,798 cr
QoQ
+5.3%
Jun 25
35,308 cr
YoY
+30.6%
Peak
46,111 cr
vs peak
0.0%
EBITDA margin
Jun 26
0.0%
Mar 26
0.0%
QoQ
0bps
Jun 25
0.0%
YoY
0bps
Peak
0.0%
vs peak
0bps

Breadth: 70% of 30 companies grew revenue year on year (was 59% a quarter earlier) and 0% expanded margin (was 0%).

Exhibit 2What it costs

13.56x - 60.95x across the panel today

The median name trades at 22.3x, +23.3% against this industry's own 5-year median of 18.1x, and -21.2% against its own peak of 28.3x.

Exhibit 3Structure

₹4.3 L cr

Jio Financial Services Ltd is 36.6% of this industry by market cap. The top 5 are 82.2% and the top 10 are 93.6%.

large 2mid 5small 14micro 5230 above ₹500 cr

Exhibit 5Coverage (25 of 74)

Every company here with a deep dive, topped up by market cap. The rest of the industry is in the appendix.

Mcap
₹1.5 L cr
P/E
71.9x
EV/EBITDA
-
ROCE
1.4%
Margin
-
Rev YoY
+227.3%
Mcap
₹1.1 L cr
P/E
25.7x
EV/EBITDA
-
ROCE
5.0%
Margin
-
Rev YoY
+28.2%
Mcap
₹33,036 cr
P/E
76.6x
EV/EBITDA
-
ROCE
1.1%
Margin
-
Rev YoY
+4.3%
Mcap
₹28,784 cr
P/E
10.8x
EV/EBITDA
-
ROCE
8.2%
Margin
-
Rev YoY
+19.5%
Mcap
₹26,342 cr
P/E
13.4x
EV/EBITDA
-
ROCE
14.4%
Margin
-
Rev YoY
+34.0%
Mcap
₹8,759 cr
P/E
170.0x
EV/EBITDA
-
ROCE
0.4%
Margin
-
Rev YoY
+26.4%
Mcap
₹14,928 cr
P/E
53.6x
EV/EBITDA
-
ROCE
1.0%
Margin
-
Rev YoY
-81.5%
Mcap
₹12,765 cr
P/E
92.9x
EV/EBITDA
-
ROCE
0.4%
Margin
-
Rev YoY
+15.0%
Mcap
₹9,697 cr
P/E
19.9x
EV/EBITDA
-
ROCE
3.6%
Margin
-
Rev YoY
+70.9%
Mcap
₹2,829 cr
P/E
51.1x
EV/EBITDA
-
ROCE
0.4%
Margin
-
Rev YoY
-7.3%
Mcap
₹2,219 cr
P/E
54.6x
EV/EBITDA
-
ROCE
0.4%
Margin
-
Rev YoY
+2.9%
Mcap
₹2,100 cr
P/E
22.0x
EV/EBITDA
-
ROCE
1.3%
Margin
-
Rev YoY
-20.2%
Mcap
₹1,768 cr
P/E
62.2x
EV/EBITDA
-
ROCE
1.1%
Margin
-
Rev YoY
+37.7%
Mcap
₹1,528 cr
P/E
12.8x
EV/EBITDA
-
ROCE
1.4%
Margin
-
Rev YoY
+48.5%
Mcap
₹1,440 cr
P/E
14.1x
EV/EBITDA
-
ROCE
5.8%
Margin
-
Rev YoY
-19.3%
Mcap
₹1,325 cr
P/E
-
EV/EBITDA
-
ROCE
-1.8%
Margin
-
Rev YoY
-
Mcap
₹1,136 cr
P/E
57.9x
EV/EBITDA
-
ROCE
1.6%
Margin
-
Rev YoY
-78.7%
Mcap
₹1,104 cr
P/E
4.4x
EV/EBITDA
-
ROCE
0.3%
Margin
-
Rev YoY
+217.6%
Mcap
₹1,056 cr
P/E
17.3x
EV/EBITDA
-
ROCE
0.6%
Margin
-
Rev YoY
-6.8%
Mcap
₹1,043 cr
P/E
-
EV/EBITDA
-
ROCE
1.6%
Margin
-
Rev YoY
+1375.9%
Mcap
₹1,036 cr
P/E
1.3x
EV/EBITDA
-
ROCE
57.9%
Margin
-
Rev YoY
+5.7%
Mcap
₹974 cr
P/E
0.4x
EV/EBITDA
-
ROCE
4.9%
Margin
-
Rev YoY
+3.7%
Mcap
₹946 cr
P/E
-
EV/EBITDA
-
ROCE
0.4%
Margin
-
Rev YoY
+2.2%
Mcap
₹856 cr
P/E
-
EV/EBITDA
-
ROCE
-0.1%
Margin
-
Rev YoY
-
Mcap
₹805 cr
P/E
261.9x
EV/EBITDA
-
ROCE
0.5%
Margin
-
Rev YoY
+225.0%

Exhibit 6What managements said

from this industry's latest earnings calls · as of 2026-06-30
tailwindNBFC and housing finance AUM compounding at 28 - 163% YoY across covered names2 managements

Both JIOFIN and ABCAPITAL reported strong loan book expansion driven entirely by organic disbursements. JIOFIN's Gross AUM reached ₹30,667 Cr (+163% YoY); ABCAPITAL's NBFC AUM…

  • JIOFIN (Q1FY27): “Gross Assets Under Management grew by 163% year-on-year to over ₹30,000 crores. Quarterly…
4 more themes from this quarter's earnings calls are locked. A free account opens 3 full reports a quarter: every theme with verbatim management quotes, the demand picture, companies running against the tide, and the regulatory & disruption watch. Sign up free →

Exhibit 7Outlook

The outlook and what resolves next quarter

Where these managements said things are heading, and the dated, checkable events that would change it. Free with an account - 3 full reports a quarter.

Create a free account

AppendixThe other 49 companies

1-30
sort: mcap · composite · name
Mcap
₹768 cr
P/E
16.7x
EV/EBITDA
-
ROCE
1.0%
Margin
-
Rev YoY
+25.4%
Mcap
₹669 cr
P/E
-
EV/EBITDA
-
ROCE
-16.4%
Margin
-
Rev YoY
-
Mcap
₹512 cr
P/E
-
EV/EBITDA
-
ROCE
-2.4%
Margin
-
Rev YoY
-76.7%
Mcap
₹507 cr
P/E
20.6x
EV/EBITDA
-
ROCE
29.5%
Margin
-
Rev YoY
-63.9%
Mcap
₹498 cr
P/E
9.9x
EV/EBITDA
-
ROCE
2.1%
Margin
-
Rev YoY
+73.7%
Mcap
₹429 cr
P/E
3.6x
EV/EBITDA
-
ROCE
1.9%
Margin
-
Rev YoY
+24.8%
Mcap
₹377 cr
P/E
52.4x
EV/EBITDA
-
ROCE
12.6%
Margin
-
Rev YoY
+3.0%
Mcap
₹376 cr
P/E
12.1x
EV/EBITDA
-
ROCE
6.5%
Margin
-
Rev YoY
+192.6%
Mcap
₹331 cr
P/E
-
EV/EBITDA
-
ROCE
-3.5%
Margin
-
Rev YoY
+72.9%
Mcap
₹315 cr
P/E
-
EV/EBITDA
-
ROCE
8.3%
Margin
-
Rev YoY
-98.3%
Mcap
₹305 cr
P/E
64.7x
EV/EBITDA
-
ROCE
10.2%
Margin
-
Rev YoY
+116.6%
Mcap
₹269 cr
P/E
-
EV/EBITDA
-
ROCE
0.5%
Margin
-
Rev YoY
-21.0%
Mcap
₹178 cr
P/E
10.3x
EV/EBITDA
-
ROCE
12.3%
Margin
-
Rev YoY
-5.1%
Mcap
₹170 cr
P/E
32.0x
EV/EBITDA
-
ROCE
6.1%
Margin
-
Rev YoY
-19.5%
Mcap
₹157 cr
P/E
36.1x
EV/EBITDA
-
ROCE
20.6%
Margin
-
Rev YoY
+73.7%
Mcap
₹133 cr
P/E
33.5x
EV/EBITDA
-
ROCE
4.6%
Margin
-
Rev YoY
+426.6%
Mcap
₹129 cr
P/E
111.1x
EV/EBITDA
-
ROCE
0.6%
Margin
-
Rev YoY
+248.7%
Mcap
₹116 cr
P/E
36.9x
EV/EBITDA
-
ROCE
4.4%
Margin
-
Rev YoY
-72.7%
Mcap
₹102 cr
P/E
-
EV/EBITDA
-
ROCE
0.2%
Margin
-
Rev YoY
+25.0%
Mcap
₹90 cr
P/E
54.0x
EV/EBITDA
-
ROCE
0.6%
Margin
-
Rev YoY
-50.7%
Mcap
₹85 cr
P/E
8.6x
EV/EBITDA
-
ROCE
35.2%
Margin
-
Rev YoY
-
Mcap
₹77 cr
P/E
8.5x
EV/EBITDA
-
ROCE
3.1%
Margin
-
Rev YoY
-100.0%
Mcap
₹72 cr
P/E
-
EV/EBITDA
-
ROCE
-1.8%
Margin
-
Rev YoY
-8.1%
Mcap
₹70 cr
P/E
41.2x
EV/EBITDA
-
ROCE
7.8%
Margin
-
Rev YoY
+536.3%
Mcap
₹64 cr
P/E
-
EV/EBITDA
-
ROCE
9.1%
Margin
-
Rev YoY
-84.7%
Mcap
₹61 cr
P/E
37.6x
EV/EBITDA
-
ROCE
30.1%
Margin
-
Rev YoY
+4209.1%
Mcap
₹57 cr
P/E
27.0x
EV/EBITDA
-
ROCE
2.7%
Margin
-
Rev YoY
+15.4%
Mcap
₹46 cr
P/E
-
EV/EBITDA
-
ROCE
-7.3%
Margin
-
Rev YoY
-66.8%
Mcap
₹44 cr
P/E
-
EV/EBITDA
-
ROCE
0.2%
Margin
-
Rev YoY
-33.3%
Mcap
₹42 cr
P/E
31.6x
EV/EBITDA
-
ROCE
2.0%
Margin
-
Rev YoY
+12.3%

19 more companies

This industry has 49 constituents beyond the covered names. The first page is free; premium opens the rest.

See plans