Public Sector Bank sector
12 companies · ₹18.2 L cr · 11 with AI deep dives
5y revenue CAGR
median 11.4%(p25 10.33% · p75 12.06%)
Debt / equity
median 1.04x(p25 0.71x · p75 1.28x)
AI sector brief
from the bucket's latest earnings calls · as of 2026-06-30tailwindRAM-led credit growth well above system, all eleven managements aligned11 managements
Every covered management cited Retail, Agriculture, and MSME (RAM) as the primary growth engine. RAM advances grew 14.80 - 35.82% YoY across names. SBIN whole-bank credit grew…
- SBIN (Q4FY26): “The credit growth has been robust and was up 16.87% year-on-year as on March 26, which…”
tailwind11 managements🔒headwind6 managements🔒tailwind6 managements🔒mixed8 managements🔒headwind6 managements🔒headwind4 managements🔒
6 more themes from this quarter's earnings calls are locked. A free account opens the full brief: every theme with verbatim management quotes, the demand picture, companies running against the tide, and the regulatory & disruption watch. Sign up free →
| Company | Mcap | AI verdict | Signals | Stated KPIs (latest call) |
|---|---|---|---|---|
| State Bank of India | ₹9.3 L cr | Unlock | ||
| Union Bank of India | ₹1.3 L cr | Unlock | ||
| Punjab National Bank | ₹1.3 L cr | Unlock | ||
| Bank of Baroda | ₹1.2 L cr | Unlock | ||
| Canara Bank | ₹1.1 L cr | Unlock | ||
| Indian Bank | ₹1.1 L cr | Unlock | ||
| Indian Overseas Bank | ₹65,357 cr | Unlock | ||
| Bank of India | ₹62,076 cr | Unlock | ||
| Bank of Maharashtra | ₹61,717 cr | Unlock | ||
| UCO Bank | ₹33,456 cr | Unlock | ||
| Central Bank of India | ₹27,969 cr | Unlock | ||
| Punjab & Sind Bank | ₹16,781 cr | Unlock |