Non Banking Financial Company (NBFC)
44 companies · ₹14.3 L cr · 15 with AI deep dives
5y revenue CAGR
median 16.49%(p25 2.98% · p75 24.57%)
Debt / equity
median 1.63x(p25 0.77x · p75 2.87x)
AI sector brief
from the bucket's latest earnings calls · as of 2026-03-31tailwindGold loan volumes surge across lenders; price and distribution both contributing7 managements
Seven managements — MUTHOOTFIN, IIFL, BAJFINANCE, CGCL, SBFC, FEDFINA, and SHRIRAMFIN — reported extraordinary gold loan AUM growth this quarter, making it the sector's broadest…
- MUTHOOTFIN (Q4 FY26): “We have the highest ever consolidated gold loan AUM of Muthoot Finance and its…”
headwind6 managements🔒headwind4 managements🔒tailwind5 managements🔒mixed6 managements🔒headwind4 managements🔒
5 more themes from this quarter's earnings calls are locked. A free account opens the full brief: every theme with verbatim management quotes, the demand picture, companies running against the tide, and the regulatory & disruption watch. Sign up free →
| Company | Mcap | AI verdict | Signals | Stated KPIs (latest call) |
|---|---|---|---|---|
| Bajaj Finance Ltd | ₹5.7 L cr | 🔒 unlock to view | bank nim strongnbfc aum accelerator | |
| Shriram Finance Ltd | ₹2.3 L cr | 🔒 unlock to view | bank nim strong | |
| Cholamandalam Investment & Finance Company Ltd | ₹1.3 L cr | - | latent operating leveragebank nim strongnbfc aum accelerator | |
| Muthoot Finance Ltd | ₹1.2 L cr | 🔒 unlock to view | bank nim strongnbfc aum acceleratornbfc borrowings outrunning book | |
| L&T Finance Ltd | ₹69,058 cr | 🔒 unlock to view | bank nim strongnbfc borrowings outrunning book | |
| SBI Cards & Payment Services Ltd | ₹55,859 cr | 🔒 unlock to view | bank nim strong | |
| Sundaram Finance Ltd | ₹46,386 cr | - | bank nim strongnbfc borrowings outrunning book | |
| Mahindra & Mahindra Financial Services Ltd | ₹40,483 cr | 🔒 unlock to view | bank nim strong | |
| Poonawalla Fincorp Ltd | ₹34,594 cr | 🔒 unlock to view | bank nim strongbank nim compressingnbfc aum acceleratornbfc borrowings outrunning book | |
| Manappuram Finance Ltd | ₹28,650 cr | - | bank nim strongbank nim compressingnbfc borrowings outrunning book | |
| IIFL Finance Ltd | ₹21,945 cr | 🔒 unlock to view | bank nim strongbank nim compressing | |
| Capri Global Capital Ltd | ₹19,989 cr | 🔒 unlock to view | bank nim strongbank nim compressingnbfc aum acceleratornbfc borrowings outrunning book | |
| Five-Star Business Finance Ltd | ₹13,047 cr | 🔒 unlock to view | capex coming onlinebank nim strongnbfc aum accelerator | |
| SBFC Finance Ltd | ₹10,043 cr | 🔒 unlock to view | bank nim strong | |
| Fedbank Financial Services Ltd | ₹5,712 cr | 🔒 unlock to view | bank nim strong | |
| Paisalo Digital Ltd | ₹5,421 cr | 🔒 unlock to view | bank nim strongnbfc aum acceleratornbfc borrowings outrunning book | |
| MAS Financial Services Ltd | ₹5,365 cr | 🔒 unlock to view | latent operating leveragecapex coming onlinebank nim strongnbfc aum accelerator | |
| Northern Arc Capital Ltd | ₹4,669 cr | 🔒 unlock to view | capex coming onlinebank nim strong | |
| Indostar Capital Finance Ltd | ₹3,884 cr | - | bank nim strong | |
| Mufin Green Finance Ltd | ₹2,417 cr | - | bank nim strongbank nim compressing | |
| PTC India Financial Services Ltd | ₹1,964 cr | - | bank nim strong | |
| Arman Financial Services Ltd | ₹1,716 cr | 🔒 unlock to view | latent operating leveragebank nim strongbank nim compressing | |
| Ugro Capital Ltd | ₹1,487 cr | - | bank nim strongbank nim compressing | |
| Crest Ventures Ltd | ₹1,081 cr | - | latent operating leveragenet cashcyclical peak basebank nim strong | |
| Manba Finance Ltd | ₹628 cr | - | bank nim strongbank nim compressing | |
| CSL Finance Ltd | ₹521 cr | - | bank nim strongnbfc aum acceleratornbfc borrowings outrunning book | |
| Dhunseri Investments Ltd | ₹480 cr | - | latent operating leveragecapex coming onlinebank nim compressingnbfc borrowings outrunning book | |
| Akme Fintrade (India) Ltd | ₹429 cr | - | deleveraging | |
| Muthoot Capital Services Ltd | ₹320 cr | - | latent operating leverage | |
| Avonmore Capital & Management Services Ltd | ₹311 cr | - | net cashcyclical peak base | |
| Starteck Finance Ltd | ₹263 cr | - | earnings quality stronglevering up | |
| Team India Guaranty Ltd | ₹217 cr | - | ||
| CP Capital Limited | ₹166 cr | - | cyclical peak base | |
| Baid Finserv Ltd | ₹153 cr | - | latent operating leveragelevering up | |
| TruCap Finance Ltd | ₹68 cr | - | capex coming onlinelevering upcapex ahead of revenuecyclical peak base | |
| Transwarranty Finance Ltd | ₹66 cr | - | deleveraging | |
| Viji Finance Ltd | ₹56 cr | - | deleveraging | |
| Capital Trust Ltd | ₹46 cr | - | latent operating leveragelevering up | |
| HB Stockholdings Ltd | ₹38 cr | - | ||
| Margo Finance Ltd | ₹29 cr | - | ||
| India Nivesh Ltd | ₹28 cr | - | ||
| Fgp Ltd | ₹15 cr | - | ||
| India Lease Devl Ltd | ₹13 cr | - | ||
| Jayabharat Credit Ltd | ₹9 cr | - |