Upsurge Investment & Finance Ltd

BSE: 531390

₹ 51.8-1.31%refreshed 23 Oct, 03:30 pm ISTMarket cap: ₹ 114 crWebsite: www.upsurgeinvestment.comUpdated: 24 Oct 2026

About

Upsurge Investment & Finance Ltd is an RBI-registered NBFC based in Mumbai providing structured financing, debt syndication, capital-raising advisory, and financial restructuring services. The company primarily serves SMEs, startups, and emerging businesses, with over two decades of experience in financial services. In FY26 the company reported revenue of ₹53.55 crore.^[1][2]

Business segments

The company operates in a single segment - Financial Services - which encompasses all fund-based and advisory activities, all conducted within India (FY26).^[1][3]

Products and services

Service portfolio includes structured financing, debt syndication, corporate and commercial loan advisory, capital-raising solutions, financial restructuring, and strategic business advisory (FY26).^[1]
The company assists clients in raising funds across growth stages including seed funding, venture capital, private equity, growth capital, and pre-IPO funding (FY26).^[1]

Customers and distribution

Primary clients are small and medium enterprises (SMEs), startups, and emerging businesses seeking comprehensive financial and managerial advisory services (FY26).^[1]

Operations

Registered office is at Office No. 303, Morya Landmark I, Opp. Infinity Mall, Off New Link Road, Andheri (West), Mumbai 400 053 (FY26).^[1]
In FY26 the company focused on developing digital capabilities, strengthening risk management frameworks, and improving operational efficiency; no conventional R&D as in manufacturing.^[1]
Lending book: management states every loan is backed by collateral and borrower relationships are maintained through regular team contact (Q1 FY27).^[4]

Recent developments

Promoter group converted all warrants into equity shares at ₹73 per share, completing a full investment of ₹13.14 crore to strengthen the capital base (Q2 FY27).^[4]
The company completed its most extensive rebranding exercise in its history in Q2 FY27, refreshing its identity and launching a new website at upsurgeinvestment.com.^[4]
Board declared an interim dividend of 50 paise per share for FY27, marking the fifth consecutive year of dividend payments to shareholders.^[4]
Net profit in Q1 FY27 (April - June 2026) was ₹16.06 crore versus ₹7.68 crore in Q1 FY26; EPS rose to ₹7.33 from ₹3.83.^[4]

Regulatory and risk environment

RBI's Scale-Based Regulation (SBR) framework continues to tighten governance, capital adequacy, and risk management requirements for NBFCs (FY26).^[1]
Key risks cited by management include macroeconomic and geopolitical uncertainty, interest rate and funding cost risk, evolving RBI regulatory framework, credit and asset quality risk, liquidity risk, and competition from banks and fintechs (FY26).^[1]

Market Cap

₹114 Cr

High / Low

₹95 / 49

Stock P/E

9.7

Price / Book

1.0

Book Value

₹58

EPS

₹1.5

No. of Shares

2.01 Cr

ROE

2.9%

Debt / Equity

0.04

Sales

₹54 Cr

Net Profit

₹3 Cr

Promoter holding

54.6%

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