Purple Finance Ltd

BSE: 544191

₹ 65-2.88%refreshed 26 Oct, 03:30 pm ISTMarket cap: ₹ 501 crWebsite: www.purplefinance.inUpdated: 23 Oct 2026

About

Purple Finance is an NBFC that gives secured loans of up to ₹30 lakh to micro and small enterprises, mainly in tier-3/4 cities. It started lending in October 2022. As of June 2026 its AUM stood at ₹278 Cr, served through 46 branches in 7 states. It reported FY26 revenue of 47.65.^[1][2]

Loan product

Single product: a secured MSME loan of up to ₹30 lakh at 18-24% ROI with tenor up to 10 years, as of Q1 FY27; ROI was 19-23% at Q4 FY25.^[1][3]
Borrowers are mainly tier-3/4 micro enterprises and often first-time borrowers; every loan has a woman as borrower or co-borrower (Q1 FY27).^[1]
LTV is capped at 60% or below (Q4 FY25).^[3]

Loan book and asset quality

AUM was ₹278 Cr in Q1 FY27, vs ₹255 Cr in March 2026 and Rs 110 Cr at Q4 FY25.^[1][4][3]
Cumulative disbursements since inception were ₹312 Cr as of June 2026, vs ₹281 Cr in March 2026 and ~Rs 118 Cr at Q4 FY25.^[1][4][3]
GNPA was 1.89% in Q1 FY27, vs 1.48% in March 2026 and 0.65% at Q4 FY25.^[1][4][3]

Branches and reach

46 branches covering 300 districts in Gujarat, Maharashtra, MP, UP, Odisha, Rajasthan and Chhattisgarh as of Q1 FY27; there were 32 branches covering 150+ towns at Q4 FY25.^[1][3]
4,700+ active customers in Q1 FY27, vs 4300+ in March 2026 and ~2000+ at Q4 FY25.^[1][4][3]
470+ employees as of Q1 FY27.^[1]

Underwriting process

The digitally assisted process uses OTP-based KYC, digital property due diligence and AI-based underwriting and early-warning tools. It gives a go/no-go decision in under 5 hours (Q4 FY26).^[4][1]

Funding

Debt raised stood at ₹140 Cr as of March 2026.^[4]
Has co-lending tie-ups with 3 partners (Q4 FY25).^[3]
A rights issue to raise Rs 40.33 Cr at Rs 42 per share (3 new shares for every 14 held) was open from 2 to 10 June 2025.^[3]

Expansion plans

At Q4 FY25 the company planned 13 new branches: Telangana 2, Gujarat 2, Rajasthan 4, UP 3 and MP 2.^[3]
The company states a long-term aim to become a small finance bank serving MSMEs (Q1 FY27).^[1]

Market Cap

₹501 Cr

High / Low

₹79 / 36

Stock P/E

-292.6

Price / Book

3.0

Book Value

₹22

EPS

₹-1.1

No. of Shares

5.89 Cr

ROE

-6.2%

Debt / Equity

0.81

Sales

₹48 Cr

Net Profit

₹-6 Cr

Promoter holding

35.6%

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